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Healthcare
Health Insurance Calculator
Estimate your monthly NHI premium as a foreigner in Korea.
1Monthly Income
만원/mo
Your Monthly Premium
₩122,021
Your share (employer pays the same)
2Breakdown
Health Insurance (3.595%)₩107,850
Long-term Care (13.14% of HI)₩14,171
Your Share₩122,021
Employer also pays₩122,021
3What NHI Covers
Outpatient (clinic/hospital)30% copay
You pay 30%, NHI covers 70%
Inpatient (hospitalization)20% copay
You pay 20%, NHI covers 80%
Pharmacy (prescriptions)30% copay
With doctor's prescription
Dental (basic)Partially covered
Scaling 1x/year free, fillings covered
Health checkupFree
General checkup every 1-2 years
MRI / CT scan30-60% copay
When medically necessary
📖 Health Insurance for Foreigners
Employees: Automatically enrolled through your employer. Premium is 3.595% of monthly salary, split 50/50 with your employer. Long-term care insurance (13.14% of HI premium) is added on top.
Self-employed / Visa holders: You pay the full premium yourself (both employee and employer portions). A minimum monthly premium applies regardless of income.
Tip: Keep your NHI card with you. Show it at any hospital or clinic for the insured rate. Without it, you'll pay the full uninsured price (2-3x more).